Indonesia
Local Acquiring
Indonesia
PayCools supports the following payment methods in Indonesia, with the currency IDR. The table below summarizes the limits, expiration times, and refund capabilities of each method.
1
Bank Cards
| Payment Method | Channel Code | Limit | Expiration Time | Refund Capability | Refund Validity |
|---|---|---|---|---|---|
| Card | ID_CARD_URL | 10,000 - 99,999,999 | -- | -- | -- |
| Card Installment | ID_CARD_INSTALLMENT_THREE_URL、ID_CARD_INSTALLMENT_SIX_URL、ID_CARD_INSTALLMENT_TWELVE_URL | 500,000 - 99,999,999 | -- | -- | -- |
2
Bank Account Payments
| Payment Method | Channel Code | Limit | Expiration Time | Refund Capability | Refund Validity |
|---|---|---|---|---|---|
| BCA Virtual Account | ID_BCA_VA | 10,000 - 50,000,000 | -- | -- | -- |
| BNC Virtual Account | ID_BNC_VA | 10,000 - 50,000,000 | -- | -- | -- |
| BNI Virtual Account | ID_BNI_VA | 10,000 - 50,000,000 | -- | -- | -- |
| BRI Virtual Account | ID_BRI_VA | 10,000 - 50,000,000 | -- | -- | -- |
| BSS Virtual Account | ID_BSS_VA | 10,000 - 50,000,000 | -- | -- | -- |
| CIMB Virtual Account | ID_CIMB_VA | 10,000 - 50,000,000 | -- | -- | -- |
| Danamon Virtual Account | ID_DANAMON_VA | 10,000 - 50,000,000 | -- | -- | -- |
| Mandiri Virtual Account | ID_MANDIRI_VA | 10,000 - 50,000,000 | -- | -- | -- |
| Permata Virtual Account | ID_PERMATA_VA | 10,000 - 50,000,000 | -- | -- | -- |
3
E-Wallets
| Payment Method | Channel Code | Limit | Expiration Time | Refund Capability | Refund Validity |
|---|---|---|---|---|---|
| DANA | ID_DANA_URL | 100 - 20,000,000 | -- | Supported (including partial) | -- |
| LinkAja | ID_LINKAJA_URL | 1,000 - 10,000,000 | -- | Supported | -- |
| OVO | ID_OVO_URL | 1,000 - 10,000,000 | -- | -- | -- |
| ShopeePay | ID_SHOPEEPAY_URL | 1,000 - 10,000,000 | -- | Supported (including partial) | -- |
4
QR Code Payments
| Payment Method | Channel Code | Limit | Expiration Time | Refund Capability | Refund Validity |
|---|---|---|---|---|---|
| QRIS | ID_QRIS_DYNAMIC_QR | 100 - 10,000,000 | -- | Supported | 60 days |
5
Bill Payments
| Payment Method | Channel Code | Limit | Expiration Time | Refund Capability | Refund Validity |
|---|---|---|---|---|---|
| Alfamart | ALFAMART_DYNAMIC_VA | 10,000 - 5,000,000 | -- | -- | -- |
| Indomaret | INDOMARET_DYNAMIC_VA | 10,000 - 5,000,000 | -- | -- | -- |
6
Authorized Direct Debit
| Payment Method | Channel Code | Limit | Expiration Time | Refund Capability | Refund Validity |
|---|---|---|---|---|---|
| DANA Authorized Direct Debit | ID_DANA_DIRECT_DEBIT | -- | -- | Supported (including partial) | -- |
7
Buy Now, Pay Later
| Payment Method | Channel Code | Limit | Expiration Time | Refund Capability | Refund Validity |
|---|---|---|---|---|---|
| Akulaku | ID_AKULAKU_URL | -- | -- | -- | -- |
note
-- indicates that the channel does not currently provide this or it is not applicable. "Supported (including partial)" means partial refunds are supported. Limits, expiration times, and refund rules may be adjusted by the channel; please confirm with your account manager before integration.